The following is a list of items you would typically bring to a loan application to help the approval go as quickly as possible.
q Executed copy of sales contract on the property you are buying.
q Copies of all W-2ís for the past two years
q Two recent consecutive pay stubs
q Copies of the last 3 months statements of all bank and/or investment accounts (Source of funds for any recent large deposits must be documented.)
q Complete name, address and account numbers for all bank accounts.
q Complete name, address, account numbers, balances and monthly payments for all credit cards, installment loans, student loans and any other type of debt.
q If you are self-employed - Last two years Tax Returns with all schedules for the last two years and year-to-date Profit and Loss statement.
q Separation/divorce papers, if applicable.
q Proof of receipt of alimony/child support, if applicable. (canceled checks for the last 6 months.
q Verification of stocks and bonds needed for down payment/closing costs.
q Gift letter
q VA only Ė Certificate of Eligibility or DD-214, driverís license and social security card.
q Name address and phone number of landlord for the past 2 years.
q Copies of the last 12 months canceled checks for rent or mortgage. (front and back, if possible.)
q Check or money order for application fee.