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Loan application checklist - Worthington Realty Official Website

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Loan application checklist

Mortgage
Mortgage Loan Application Checklist

The following is a list of items you would typically bring to a loan application to help the approval go as quickly as possible.

  • Executed copy of sales contract on the property you are buying.
  • Copies of all W-2’s for the past two years
  • Two recent consecutive pay stubs
  • Copies of the last 3 months statements of all bank and/or investment accounts (Source of funds for any recent large deposits must be documented.)
  • Complete name, address and account numbers for all bank accounts.
  • Complete name, address, account numbers, balances and monthly payments for all credit cards, installment loans, student loans and any other type of debt.
  • If you are self-employed - Last two years Tax Returns with all schedules for the last two years and year-to-date Profit and Loss statement.
  • Separation/divorce papers, if applicable.
  • Proof of receipt of alimony/child support, if applicable. (canceled checks for the last 6 months.
  • Verification of stocks and bonds needed for down payment/closing costs.
  • Gift letter
  • VA only – Certificate of Eligibility or DD-214, driver’s license and social security card.
  • Name address and phone number of landlord for the past 2 years.
  • Copies of the last 12 months canceled checks for rent or mortgage. (front and back, if possible.)
  • Check or money order for application fee.
 
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